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Business contracts help make expenditures predictable and limit an organization's liability. Once a company has negotiated a contract with a vendor or service provider, there is an expectation that both parties will abide by the agreement. Unfortunately, contract...
Drivers in Indiana have to accept personal risk as the downside to the convenience generated by having one's own motor vehicle. For example, every time people drive, they could cross paths with someone who is distracted or drunk at the wheel. Quite a few drivers...
If you seek feedback in re: the issue of when you should engage in estate planning, you’ll likely receive varied responses. Some people will tell you to wait until you have valuable property like real estate in your name. Others will suggest that you wait until you...
It can be hard to know what a property is truly worth whether you want to sell your home or buy a listed property. The real estate market is in constant flux, and it can be hard to separate your emotional reaction to a property from what the market might say about its...
When you’re dealing with large debts or are struggling to make ends meet, one of the options you might start looking into is bankruptcy. Bankruptcy gives you an excellent way to resolve unsecured debts or renegotiate the terms of secured debts, but before you can get...
You pay your car insurance premium every month or possibly once a year for a rate reduction. You then trust that insurance will cover your costs if you get into a car crash. There are thousands of crashes every year in Indiana, and often drivers need medical treatment...
Bankruptcy is often the last thing that people want to consider when they are struggling with debt. They may worry that a bankruptcy will make their lives even harder, because their credit will be damaged and they may have no way to get further money if they run into...
Taking on a business partner is largely a beneficial choice. You split the risks and obligations of running a company with someone else. You have a second set of eyes and an alternative perspective helping you make more intelligent and thoughtful decisions. There is...
The role of a parent is educational and protective. You have to provide your children with basic resources and also teach them how to safely navigate the world. Most parents will get to watch their children mature and achieve independence, but some children will...
When you suffered a medical emergency, you had no idea how much it would affect you. You went from working over 40 hours a week at a well-paid job to not being able to work at all. You fell behind on your bills despite having insurance and are still struggling now,...